Why Travel Insurance?

One of the most asked questions I receive is, “Why do I need travel insurance?”  Here are a couple of reasons why this is so important and why I highly recommend you always purchase travel insurance, no matter how big the trip is.
 
1.Travel is an investment and should something come up to where you need to cancel your trip, travel insurance would protect your investment!
 
2.When traveling in a foreign country, medical care can be expensive and is not typically covered by your health insurance.  Hopefully your travels will go smoothly and without incident, but if there was an accident or you become ill, travel insurance will help cover the costs!
 
3.If you are on a cruise and need to be flown off the ship via helicopter to a nearby hospital, it is extremely expensive!  Insurance will help pay the costs for this type of evacuations as well as medical care should you need to visit the infirmary onboard.
 
4.With COVID, if you test positive and have to quarantine, that is an unexpected cost for hotel, food, and transportation that you will have to cover, unless you have travel insurance.
 
5.There’s nothing quite like having a trip ruined due to missing a flight, having a flight delayed or cancelled, or your luggage lost. Travel insurance would protect you in all of these situations!  
 
A good rule to remember:  Better to have it and not need it, then need it and not have it!
 
Tara Hall - tarastravel@tarahalltravel.com - 559.381.1598